Banking
Modern core banking, without ripping it all out.
Digital solutions for retail and commercial banking
- Core integrations
- Real-time payments
- Fraud intelligence
- Audit-grade observability
- 0+Sector engagements
- 0%Outcome rate
- 0+Sectors served
- 0 yrsAverage tenure
Where engineering rigour earns its keep.
Banking can't pause to rebuild. We design and ship integrations and modern services that sit alongside your core - instant payments, fraud and risk pipelines, customer-facing experiences - auditable end to end and built for regulators in the room.
Banking is one of the sectors we work in regularly. Engagements are scoped per-client - we never copy-paste a playbook from a different company onto yours.
- Production-grade implementationTested, observable, deployed in your environment.
- A measurable outcomeSector-specific metrics agreed up front, evidenced at the end.
- Knowledge your team ownsArchitecture docs, runbooks, on-call training.
Capabilities, sized to the problem.
Every engagement pulls from these capabilities. We tune the mix to what your sector and your stack actually need.
- 01
Core orchestration
Modern API and event layers in front of legacy cores so product teams ship without touching the mainframe.
- Faster product velocity
- Bounded blast radius
- Clear contracts
- 02
Fraud & risk intelligence
Streaming feature stores and ML models that score every transaction in real time with explainable outputs.
- Sub-100ms decisions
- Lower false positives
- Auditable rules
- 03
Customer experiences
Onboarding, accounts, payments and servicing built as cohesive product surfaces, not bolt-ons.
- Higher activation
- Lower drop-off
- Brand-consistent
Three layers. One spine. Tuned to your stack.
Every banking system we ship sits on the same spine: a clean separation between the data plane, the intelligence layer and the surfaces your operators actually use. We adapt each layer to the tools you already run, not the other way around.
- Sector data planeYour existing systems, feeds and event streams - integrated cleanly, no copy-paste of data into yet another silo.
- Intelligence & decisioningModels, rules and agentic workflows sized to banking risk - explainable outputs, evals in CI, drift watched in production.
- Operator surfacesDashboards and APIs built for the people running the system every day - not for a board-deck demo.
- API & event layer
- AML & fraud
- Audit trail
What changes after we ship.
Indicative deltas from banking engagements. Yours will be specific to your baseline - agreed before we start, evidenced at the end.
- 0%Faster decision cyclesOperators acting on signal, not noise.
- 0%Fewer compliance gapsAudit-ready by default.
- 0×More throughput per teamToolchain modernised, frictions removed.
- 0%Auditable by designEvery decision logged and reviewable.
Ship in weeks. Learn in days. Compound forever.
A lean operating model built for the AI era - discovery, MVP, production, evolution. We work in two-week loops with embedded GenAI tooling, instrument outcomes from sprint one, and hand over a system your team genuinely owns.
- Phase 012-3 weeks
Discover & map the seam
Map the core, the integrations, the regulatory perimeter and the realistic seam to ship into. Agree the risk register and the first measurable outcome before any code.
Deliverables- Architecture map
- Risk register
- Phased plan
- Phase 026-10 weeks
Pilot one production service
Stand up one production-grade service end to end - modern API/event layer in front of the core, audit trail from day one. It earns trust before scope expands.
Deliverables- Live service
- Audit trail
- Runbook
- Phase 0312-24 weeks
Roll out across flows
Expand to additional flows in two-week loops. Maintain backward compatibility, instrument every change, hand over to SRE with confidence.
Deliverables- Production rollout
- SRE runbooks
- Ops training
- Phase 04Ongoing
Operate & evolve
Ongoing engineering partnership: incident response, change management, regulator-ready evidence packs and continuous hardening as the regulatory landscape shifts.
Deliverables- Quarterly review
- On-call rotation
- Audit packs
Built for the worst hour, not the demo hour.
Banking systems we ship operate in environments where uptime, auditability and clear human override matter on day one. Every system we build assumes someone will get paged at 2am - and prepares for it.
- Observable from minute oneTracing, metrics and structured logs ship with the first slice.
- Safety boundaries by defaultFailure modes simulated and bounded before features get added.
- Operators in the roomWe design with the people who'll run the system, not at them.
What we build with for this sector.
Tools chosen for fit. We stay close to your existing stack and add deliberately where it earns it.
- Java
- Kotlin
- Go
- Kafka
- GraphQL
Common questions.
Don't see yours? Just ask.
- Yes - that's the default. We design API and event layers in front of the existing core so new product surfaces ship without core-system risk.
- Every change ships with explainable rules, immutable audit trails, and runbook evidence. We work with your compliance team from week one.
- Yes. We prepare evidence packs, walk through architecture and incident response with regulators, and support SOC2/ISO audits.
Building for Banking?
Send us a brief. A senior engineer reads every one and replies within one business day, with an honest read on whether we're the right fit.
- Reply in 1 business day
- NDA on request
- Senior engineer, not sales